Xbox Mastercard
Apply now and, after your first purchase, earn a bonus of 5,000 card points ($50 value), 3 months of Game Pass Ultimate for new members, and more.1,2,3
Earn card points on the things you love
5X
Digital Microsoft Store
Earn 5X card points on eligible products at the digital Microsoft Store.2
3X
Streaming services
Earn 3X card points on eligible streaming services like Netflix®, Disney+®, and Spotify.2
3X
Dining delivery services
Earn 3X card points on eligible dining delivery services like Grubhub® and DoorDash®.2
Redeem your card points, get more gaming
Redeem card points on games, add-ons, a controller or console, pre-orders, Xbox Gift Cards, the first month of your Game Pass membership, and more at xbox.com, Microsoft.com, on console, and in-game (applied as a credit on your billing statement).2
Game Pass Ultimate for you, your friends, or family
Earn 3 months of Game Pass Ultimate for new Game Pass members after your first purchase. Already a Game Pass member? Gift it to a friend or family member. Plus, when you spend $7,000 or more within your first 12 months of opening your account, you earn two 3-month codes to gift to friends or family to try Game Pass Ultimate for the first time.2,3,*
3 months of Spotify Premium Individual
Get 3 months of Spotify Premium Individual after your first purchase with your Xbox Mastercard. With Spotify, it’s easy to find the right ad-free music or podcast for every moment – on your phone, your computer, your tablet, and more. Soundtrack your life with Spotify.5
Earn more with Microsoft Rewards
Earn the rewards you love faster with Microsoft Rewards. As a cardmember, in addition to the card points you earn, you also get the benefits of Microsoft Rewards with Level 2 status.2
LEARN MORE
Sign in with your Microsoft account
Sign in or create a new Microsoft account to link your Xbox profile with your Xbox Mastercard.
Complete your application
You’ll be transferred to BarclaysUS.com to complete your application.
Start earning and redeeming points
Once approved, you can instantly start shopping and earning card points with your Xbox Mastercard.2
Manage your card account
View your card points and manage your payments at BarclaysUS.com.
MANAGE CARD
Build your financial knowledge
Visit Barclays Money Basics for educational information on credit scores, fraud prevention, budgeting, and more.
LEARN MOREFrequently Asked Questions
You must be 18 years of age and a resident of the 50 United States. At this time, the Xbox Mastercard is not available in the U.S. Territories.
Through Microsoft
On the web
- Microsoft Store on Xbox, through both the single item Buy or Buy Now options, and the full cart/checkout experience.
- Microsoft Store, only through the cart/checkout experience.
On Xbox consoles
- Microsoft Store App on console, only through the single item Buy or Buy Now options.
- In-game purchases powered by the Microsoft Store (some exclusions may apply. Visit the site below for details).
Eligible purchases
- All digital games and add-ons (such as DLC, expansions, virtual currency, etc.)
- Hardware and consumer electronics including Pre-orders (consoles, controllers, accessories, headsets, etc.) which are available through the full cart/checkout experience.
- Pre-orders (digital and hardware)
- The first payment for gaming subscriptions (such as Xbox Game Pass Ultimate, Xbox Game Pass Core, PC Game Pass, EA Access, Uplay+)
- Gift cards
- All other consumer digital goods
Through Barclays
- BarclaysUS.com
- Calling the number on the back of your Xbox Mastercard
Eligible purchases
- Xbox Gift Cards
To get the most up-to-date details about Xbox Mastercard point redemption, visit: Card Points Redemption Details
Xbox Mastercard card points are earned when you make purchases with your Xbox Mastercard. For more info on how card points are earned, visit: Xbox Mastercard Rewards
When you redeem your card points, 100 points are equivalent to $1.
For full details on earning and redeeming card points, review the Reward Rules in the Terms and Conditions: Terms and Conditions
The Game Pass Ultimate offer is valid for new members who have not had a paid Xbox Game Pass Ultimate, PC Game Pass, or Game Pass for Console subscription. If you’ve previously only had a trial membership to one of these subscriptions, then you’re still eligible to redeem this offer. If you have been a paid member, you can still give the code to a friend or family member. Microsoft may change this requirement at any time at its sole discretion. Offer subject to Xbox Subscriptions Terms & Conditions: Xbox Subscriptions Terms & Conditions
Yes, current or former Game Pass Core (formerly Xbox Live Gold) members are eligible to redeem the Game Pass Ultimate code they receive after completing their first purchase with the Xbox Mastercard within 180 days of opening their credit card account.
No, Microsoft Rewards points and points with Xbox Mastercard can’t be combined, but you can continue earning Microsoft Rewards points for eligible digital Microsoft Store purchases as long as you’re a Rewards member. Find more about Microsoft Rewards Shop & Earn at: Microsoft Rewards - Shop online and land on more rewards
1. The Xbox Mastercard is issued by Barclays Bank Delaware. Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive activity or rewards manipulation (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.Annual Fee is $0. For purchases and balance transfers, the variable APR is 20.99% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $10). Cash advance fee: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.
2. Conditions and limitations apply. See Introductory Bonus Offer section for more information about the introductory offer. See Reward Rules for additional information about the rewards program. Visit BarclaysUS.com/XboxMastercardRewards for the list of eligible products, stores, and services. Visit xbox.com/xbox-mastercard/card-points-redemption for additional details on redeeming card points.
3. Game Pass Ultimate is owned and operated by Microsoft. Valid for new Xbox Game Pass members in the 50 United States only. See FAQs for more details. To earn the initial 3-month acquisition code, your first purchase must be made within 180 days of account opening. Unless cancelled, subscription continues automatically at the regular monthly price when promotional period ends. Code must be redeemed by the expiration date provided when you receive the code. Limit 1 per Microsoft account. Subject to the Microsoft Services Agreement, Game Pass terms and system requirements at: xbox.com/subscriptionterms. If gifting your Game Pass Ultimate code(s) to a friend, the same offer terms apply.
* Terms, exclusions, and streaming limits apply. Game catalog varies over time, region, and by device. See xbox.com/gamepass. Xbox Cloud Gaming (Beta): requires supported game and may require supported Bluetooth controller (each sold separately). Select regions and devices. Streaming limitations apply, server availability and wait times may vary. Requires internet, ISP fees apply.
4. For primary cardmember only. To be eligible to print, gamertag must only contain alphanumeric characters and/or spaces; no special characters allowed. Gamertag must comply with the Microsoft Service Agreement and Xbox Community Standards; if gamertag violates these standards, Barclays reserves the right to issue or reissue your card without a printed gamertag. If you change your gamertag after having it printed on your Xbox Mastercard, a replacement card will not be automatically reissued.
5. Spotify Premium Individual is owned and operated by Spotify USA, Inc. Only open to users in the United States who haven't tried Premium before. To earn the 3-month free trial Spotify Premium Individual code, your first purchase on your Xbox Mastercard must be made within 180 days of account opening or before January 21, 2025. Offer redeemable through February 20, 2025. Credit card required to redeem. Unless cancelled, subscription continues automatically at the then current monthly price after trial (currently $10.99/month). Cancel anytime. Limit 1 per person/account. Subject to Spotify Paid Subscription Terms and Conditions. Microsoft reserves the right to modify or cancel this offer at any time.
6. FICO® Score Access: FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.
The Xbox Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated.
